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	2	+= Q0) Does CQM only care about production? =
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	4	+Within CQM the following principles apply:
	5	+
	6	+1. All relevant life cycle steps of a CQM certifiable product or component, including development, qualification, and quality monitoring activities, and all production steps, must be conducted by CQM certified entities.
	7	+1. It must not be possible to bypass CQM Certification by subcontracting parts of the life-cycle, for example only production, to a CQM certified subcontractor.
	8	+1. Unless the Vendor of a product is purely a reseller (see Q7), the Vendor of the product must carry their own CQM label covering the activities they conduct with respect to the life-cycle of the product or component they are selling to Mastercard issuers or CQM certified customers.
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1	1	= Q1) My card is made of another material but newly produced PVC. How does CQM apply? =
2	2
3	3	CQM applies independently of the card material.
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25	25	An example for a Vendor is Company A who designs an IC, an ICM containing the IC, and an IL that works with the IC, and sells the ICM together with the IL to card manufacturers so they can produce cards.
26	26	An example for a subcontractor is Company B who embeds wire into a sheet of plastic according to a drawing and material specification received from their customer, for example as a subcontractor to Company A.
27	27
28		-Within CQM the following principles apply:
29		-
30		-1. All relevant life cycle steps of a CQM certifiable product or component, including development, qualification, and quality monitoring activities, and all production steps, must be conducted by CQM certified entities.
31		-1. It must not be possible to bypass CQM Certification by subcontracting parts of the life-cycle, for example only production, to a CQM certified subcontractor.
32		-1. Unless the Vendor of a product is purely a reseller (see Q7), the Vendor of the product must carry their own CQM label covering the activities they conduct with respect to the life-cycle of the product or component they are selling to Mastercard issuers or CQM certified customers.
33		-
34	34	= Q4) Do Subcontractors have to have their own CQM Certificate? =
35	35
36	36	It depends on what the Subcontractor is providing.